Some of our Features:



Comprehensive Management of Risk Indicators
Powerful and Flexible Workflow Approvals
Dashboard dan Tracking Report
Report Generator


Data Source Connector
Customizable Platform / Solutions
Unlimited Management Organization
Experts Judgments to overwrite any scores

Integrated / Enterprise Risk Management System

PT. Klickers's Integrated Risk Management System (IRMS) provides speed, conveniences, real-time accuracy and security in consolidating as well as tracking or submission of the scoring of the organization-level risks. IRMS can be applied not only to financial conglomeration and banks but to various other industries and organization to track it's enterprise or organizational risks. It's flexible and can be further customized to suit any needs within any organization.

On the banking industry, in 2014 the Financial Services Authority / Otoritas Jasa Keuangan (OJK) issued a regulation number 17/POJK.03/2014 concerning the implementation of integrated risk management for financial conglomerates in Indonesia. With various companies running across different financial sectors and different nature of business need to be incorporated into a conglomeration, this has increased the complexity of data-sharing, interactions and consolidation among the companies / financial services institutions (LJK) within such financial group, usually resulting in the time-consuming, inaccurate and inefficient processes.

In an effort to implement this, there are several challenges that may be encountered by the organization due to the reasons mentioned above.


  • Lack of tools to consolidate, track and submit the scores. This could lead to repeated revisions, inaccurate results, ineffective communications and perhaps late in reports submission.
  • Tracking scores is cumbersome and this activities take a very long time and inefficient.
  • Efforts are needed to just consolidate a minor revision from one of the scores as they all need to be consolidated again and this is very prone to errors.

Our IRMS has been implemented and used by various banks with further specific enhancements to support their needs.

Comprehensive Management of Risk Indicators.

IRMS supports and allows the user to maintain the set of risk indicators with its thresholds. It supported various indicators ie ratio, whole number and qualitative. We have also supported 10 (ten) risk profiles as requested by the regulators. Additionally, our tools can also be used to measure any other additional (internal) risk profiles that your organization required according to any of the business needs and requirements.

  • Credit risk
  • Market risk
  • Liquidity risk
  • Operational risk
  • Legal risk
  • Reputation risk
  • Strategic risk
  • Compliance risk
  • Risk of intra-group transactions
  • Insurance risk

...
Powerful and Flexible Workflow Approvals

IRMS supports and allows the user to maintain the set of risk indicators with its thresholds. It supported various indicators ie ratio, whole number and qualitative.

We have also supported 10 (ten) risk profiles as requested by the regulators. Additionally, our tools can also be used to measure any other additional (internal) risk profiles that your organization required according to any of the business needs and requirements.

...
Dashboard dan Tracking Report

Using the workflow admin features, ORM allows a very flexible workflow approval which can be customized and defined for every working paper on every single department.

We understand that during ORM implementation, users approvals need to be maintained and changed very frequently i.e. users on sick or urgent leaves, user moves departments and etc. Hence, our workflow mechanism enables cross-departments approval, reviews and finalization of all working paper.

This includes flexible assignment of person-in-charge, escalation approval workflow which can be configured and amended at any point of time within the organization.

...
Report Generator

IRMS can generate a report form that is required by regulator via just a click of a button. The report template can further be customized to your internal needs.

...
Data Source Connector

We have provided an Excel file as the medium for the data sources to working paper within IRMS especially for those indicators that are quantitative. However, our tools can further be customized to integrate with any other data source providers within the organization.Operational risk


Customizable Platform / Solutions

Most importantly, on top of facilitating all the features above, our ORM is a very flexible platform that can be further customized / developed to support customizations / additional features according to your needs. This helps to ensure that the ORM is the right solution that fully fit to the existing processes within your organization.


Unlimited Management Organization / LJK - for group scoring consolidation.

Experts Judgments to overwrite any scores.

And many more...

Feel free to contact us to know more about this product. Don't forget to also check on our various other products ie Operation Risk Management (ORM) and Audit Management System (AMS).